Saturday, August 4, 2012

Bank of Baroda Q1 meets forecast, net up 10% to Rs 1139 cr


Country's second largest public sector lender (by market cap)Bank of Baroda  's net profit grew tad higher than expected 10.3% year-on-year to Rs 1,139 crore in the quarter ended June 2012.

Net interest income rose by 21.8% to Rs 2,798 crore from Rs 2,297 crore during the same period. Analysts on an average had expected net profit at Rs 1,071 crore and net interest income of Rs 2,723 crore.

Gross non-performing assets (NPAs) increased 31 basis points to 1.84% in the first quarter as against 1.53% in the previous quarter. Net NPAs too went up by 11 basis points to 0.65% versus 0.54% QoQ.

Gross NPAs moved up to Rs 5,319 crore from Rs 4465 crore during the same period.

Net interest margin of India's business declined by 22 basis points QoQ to 3.22% and even global business fell by 23 basis points to 2.73% while international net interest margin improved marginally to 1.55% versus 1.53% during the same period.

Capital adequacy ratio too slipped by 93 basis points quarter-on-quarter to 13.74% versus 14.67%.

Provisions made by the bank in the quarter rose to Rs 894 crore from Rs 843.7 crore QoQ.

Source: www.moneycontrol.com

Thanks,
Gaurav Agarwal
Head Dealer
DENIP Consultants Pvt Ltd

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