DENIP Launches Finalyzer (Financial Analyzer)!!

Finalyzer


Finalyzer is a product developed by DENIP Consultants Pvt. Ltd. for providing Financial Planning services to its client. Finalyzer means Financial Analyzer. In this software the client will have to answer 15 questions and on the basis of these answers a portfolio will be suggested to the client. The portfolio will consist of different instruments like Equity, MF, Insurance and Fixed Deposits. After discussing the requirements with the client and on the basis of the portfolio suggested, a complete financial plan will be developed for client.

Why Financial Planning using “Finalyzer”?

• As you ascend newer highs in your life, your aspirations and needs grow proportionately.
• These ever-increasing needs are further compounded by inflation, which depreciates the purchasing power of your hard-earned money.
• To achieve your dreams and fulfill your future obligations, you need to carefully plan your finances.
• This can be done via sound financial planning that takes into account your current and future needs, your individual risk profile and your income to chart out a roadmap to meet these anticipated needs.


Our Approach:

Our needs-based, customer-centric focus is based on three cornerstones:

• Sow and Grow – (young adult) - During this phase of your life, you build assets. You get your first job, first home, first car. In addition, you acquire familial responsibilities – you may get married and have children. Yet it is also a time when debts could begin to grow. Your first car and first home may be acquired with the help of a loan.

• Strengthen – (mid life) - At this stage of your life, your income and expenses both grow. As you get more secure in your career, your advancement could result in a larger income. But your expenses may grow too. You tend to upgrade your lifestyle. You pay for the best education that you can afford for your children, get them married and help them settle into their careers. Perhaps you also use a part of your growing income to pay off the debts incurred in the ‘Sow and Grow’ stage and the ‘Strengthen’ stage.

• Reap – Spend well, live well - (post retirement) – During your golden years, financial responsibilities to your near and dear ones could diminish. You would like to focus more on living the lifestyle you have always wanted to. You may take holidays, pursue hobbies and donate to charities that you support. Unfortunately, it is also a time when health issues could begin to catch up with you. At this stage of life you must be financially very well equipped to ensure that you can live your retirement dreams and meet your health expenses.

Our method of Financial Planning:

1. Understanding your financial needs-the first step is to understand you and your needs through detailed discussions and analysis. Our structured tools create a financial plan addressing your specific requirements.

2. Supporting informed decision-making by you–Our financial planning process lays strong emphasis on your active involvement while identifying the most appropriate financial solutions for your needs.

3. Customized and integrated approach–Our endeavor to provide consistent and structured financial planning to you is supported by an integrated approach to investments and insurance wherein specific product solutions are suggested after a comprehensive financial plan has been put in place. After creating a personalized financial plan, your needs and financial situation are regularly reviewed to suggest solutions in line with your changed circumstances.

Finalyzer Product introduction:

Our continuum of product solutions is guided by its appropriateness for our customers. A careful and thorough scrutiny is done to select the basket of investments or insurance products that endeavor to address your specific needs.

We endeavor to become your one stop financial planning shop, offering you a wide spectrum of investment and insurance solutions.

Investments: Mutual Funds, Structured Products, Portfolio Management Services, Bonds, Bank Deposits, Equity & Derivatives.
Life Insurance: Unit Linked Whole Life Plan, Unit Linked Endowment Plan, Term Return Of Premium etc.
General Insurance: Health, Travel, Home Content, Personal Accident, Auto Insurance etc.
Loans: Personal Loan, Home Loan, Education Loan, etc.


Thanks,
Nimesh.